Owner Financing1 views
[DEMO] Cash-flowing duplex on contract for deed
4421 W 130th St, Cleveland, OH 44135
Owner FinancingContract for deed
Monthly payment
$1,395
Down payment
$16,500
10% down
Asking price
$165,000
- Interest rate
- 8.5%
- Term
- 30 years
- Credit
- No credit check
- Income verification
- Not required
- Balloon
- $142,000(due in 60 months)
Contract for deed (land contract) risks to verifyShow
- Legal title stays with the seller until you pay in full. Some states (MN, TX, OK, others) have specific buyer-protection rules — forfeiture, cure rights, and recording — that vary widely.
- If the seller has an underlying mortgage, the lender may treat the contract as a transfer and accelerate the loan.
- Record the contract or a memorandum of contract immediately so your interest in the property is publicly noticed.
The Creative Marketplace does not verify any of the above. This is plain-English risk education, not legal advice — get a licensed attorney in the property’s state to review your specific transaction. See our Creative Finance Disclaimer.
Property details
TypeMulti-family
4 bd
2 ba
2,100 sqft
Built 1972
About this property
Both units rented to long-term tenants. Contract for deed with a 5-year balloon — perfect for an investor building credit or just outside conventional financing.